The cost of nursing home care can be financially devastating and rapidly deplete your lifetime savings.  Medicare only covers a limited amount of nursing home care.  The Medicaid program can pay for nursing home care and other medical expenses but, in order to qualify for Medicaid benefits, your assets must be below a specific amount. In most cases there are options to protect assets and at the same time bring your assets below the Medicaid asset limits.  

The Medicaid eligibility rules are complex and change frequently.   It is important to consult with an attorney knowledgeable about this program to get accurate, thorough and reliable advice on your options.   The attorneys at Isenhour Bleck have over 60 years of combined experience in dealing with the Medicaid program’s rules. In fact, we have been actively involved in the rule-making process when the Department of Social and Health Services has proposed rules that affect our clients and we regularly make presentations to other attorneys to explain these rules.

We have in-depth meetings with our clients to explore the options and strategies available to them. After this meeting, we develop a comprehensive written plan that explains the available options and provides a detailed guide to implement the plan. Then, we provide ongoing, step-by-step assistance to guide our clients through the process of accessing Medicaid benefits.

Our law firm can help you with the following:

• Asset protection planning

• Applying for Medicaid benefits

• Evaluating the various care options for you or a family member

• Explaining the limitations on Medicare and private health insurance payment coverage for nursing home care and catastrophic illness